Accident Claims Laredo Texas

What You Must Know when Hiring a Attorney in Laredo ?

Divorce is not always easy because there are so many legalities involved in the process. Child custody, property settlements and parental responsibilities are some of the legal issues that come into the picture when getting a divorce. It can be mentally and emotionally taxing and the last thing you want to do is struggle with the process. A divorce lawyer comes in handy during this trying phase of your life. The divorce attorney represents and guides you through the process, making it easier for you to handle. But to enjoy a smooth process, you must find yourself a reliable attorney.

1. Talk to friends and relatives

2. Know what your needs are

3. Do your research

4. Create a budget

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Downside of Collaborative Divorce

There are three ways to end a marriage.

1. Nullity or Annulment
2. Legal Separation, or
3. Divorce

A. Nullity takes the position the marriage never took place. There are certain conditions which a party may use to end the marriage.

Among them are:

Incestuous marriage (marrying a relative)
Bigamous marriage (one party already married to another)
Age at time of marriage (less than 16)
Unsound mind (mental illness or disease)
Fraud in the inducement (Promise made before marriage which was not kept as soon as marriage occurred. Like promising to have children or practice a certain religion.)
Force (kidnapping a spouse and taking away the ability to enter into marriage contract voluntarily) Physical incapacity ( medical condition which does not allow one party to enter into a marriage. For example coma or no known way to communicate.

C. DIVORCE

A divorce ends any legal connection between spouses. Neither can claim any interest in property accumulated after the judgment becomes final. Either party is free to remarry. They can no longer be covered on the health insurance of the other or file joint tax returns.

The Marital Settlement Agreement in a divorce is similar to the one created in a Legal Separation. It covers all of the issues which need to be resolved for each specific case. So long as there is no fraud or lying about assets or debts accumulated during the marriage the judgment will be valid and enforceable.

So long as each party can get affordable health insurance on their own there are few reasons to put off a full divorce.

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Loss Recovery and Building Code Changes

After a natural catastrophe, you've likely sustained large and severe property losses. What often comes as an "aftershock" to the catastrophe, are the higher costs to rebuild according to the latest building codes...WHICH ARE

NOT COVERED UNLESS... you purchased an Endorsement to your policy called either:

  • "Increased Cost of Construction" (with NFIP & Flood policies) OR
  • "Ordinance or Law" (possibly with your TWIA policy, and definitely) with your Homeowner policy
Otherwise, your Insurance Company's agreement with you (found in your policy) is to "... pay the cost to put you back the way you were". This would not be to put you back as the Building Department requires your building to be put back (reconstructed).

It will just be your "tough luck" if you don't have this Endorsement. And, Heaven forbid that your Structure is damaged (according to an estimate to be made by your Building Department) more than 50% of its "assessed value". Then, you will need to bring the entire Structure "up to current code"; and your Insurance Company will not pay you for required code change expenses...

UNLESS YOU BOUGHT one of those Endorsements, which would cover this expense.... up to the percentage of the Structure limit with the Endorsement that you purchased.

With NFIP and Flood policies, you are only able to purchase a maximum of $30,000.00, NO MATTER WHAT YOUR Structure limit actually is. This Endorsement (with other than NFIP and Flood policies.


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