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Divorce is not always easy because there are so many legalities involved in the process. Child custody, property settlements and parental responsibilities are some of the legal issues that come into the picture when getting a divorce. It can be mentally and emotionally taxing and the last thing you want to do is struggle with the process. A divorce lawyer comes in handy during this trying phase of your life. The divorce attorney represents and guides you through the process, making it easier for you to handle. But to enjoy a smooth process, you must find yourself a reliable attorney.

1. Talk to friends and relatives

2. Know what your needs are

3. Do your research

4. Create a budget

Injury Lawsuit

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Insurance claim delay tactics are the most common obstacles utilized by insurance companies to avoid payment of claims.

Disreputable insurance claim delay tactics are based largely on the premise that that by forcing you to wait for settlement of your claim, you will eventually give up. Giving up translates to less or no money for the claim payment and thus more money for the insurance company. In furtherance of this endeavor, carriers will utilize a variety of tactics to delay your claim via a process dubbed "claim management".

Insurance consumers must arm themselves with sufficient knowledge to identify the difference between legitimate insurance claim investigations and illegitimate claim delays. An insurance company has a right, a duty in fact, to conduct insurance claim investigations. The key here is that the investigation must be reasonable and timely. Insurance policies require that the insured must cooperate with the carrier in matters concerning a claim. These conditions are generally included in the portion entitled "Duties". Accordingly, it is reasonable for your insurer to ask you for specific documents or items related to your claim. By all means, comply with requests for relevant information and data.

Consider the following sampling of insurance claim solutions to unfair claim delays.

  • Continue to cooperate. You want to assume the position that you have cooperated to the fullest extent possible. This places additional burdens on the insurance company. They cannot argue that their processes were delayed solely because you "failed" to cooperate.
  • Call the adjuster every few days - every day if necessary. Always behave courteously. Be prepared to ask specific questions about the progress of your claim. Always offer to provide any additional information needed.
  • An insurance company's failure to properly conclude your legitimate insurance claim suggests the essence of unfair claims handling. Document all activities in anticipation of unfair settlement offers or an outright denial. Your claim delay has qualified as a claim dispute.

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It is often said that the American divorce rate is the highest in the world, that half of all marriages in this country end in divorce. Some point to this number and say that it suggests Americans have lost touch with family values, that we don't take marriage seriously anymore, and that we're frivolous when it comes to our relationships. But how true is this assumption?

While it is true that the crude divorce rate in the United States is higher than it is in most other countries, it is not unreasonably higher than it is in most developed countries around the world. The generally accepted statistics are:

  • Marriages are 2.5 times more likely to end in divorce than they were in the mid-1980s. They are 4 times more likely to end in divorce than they were in the mid-1950s.
  • Somewhere between 40% and 60% of new marriages will end in divorce.
  • About 20% of marriages end within the first 5 years.
  • About 33% of marriages end within the first 10 years.
  • The median length of marriage in the United States is 11 years.
These figures are indeed rather grim. However, they only tell part of the story. The negative statistics tend to be cited with a far greater frequency, and they are usually discussed without any frame of context. When considering the rising divorce rate, it's important to keep in mind that:

If you have any questions about divorce law, visit the West Palm Beach divorce attorneys of Eric N. Klein & Associates, P.A., today.


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